It is never easy to find cheap car insurance and on top of that, its never easy to find good car insurance. There seems to always be a catch to the car insurance contract you sign which you only find out about when you’ve had a accident or you car gets stolen. Then all of a sudden do you realise how many things can still go wrong even though you have insurance. Sometimes the insurance company will refuse to pay out due to little technical things that you were not insured for. For instance if you car was stolen in the street outside your house and not from your locked garage, they may refuse to pay.
There are so many situations that can occur with regards to your car that it is best to find an insurance company that can cater for every need that may arise. Keep in mind that although you might be paying a cheap premium at the moment, it doesn’t mean that the service of the insurance company will be up to standard. Of course the opposite is also true. First work out how much you can afford to spend on car insurance and then look for different quotes to compare. There are quite a few companies to choose from in South Africa such as Outsurance, Mi-Way, Budget, Dial Direct and First For Women insurance. These days you can even get car insurance through Woolworths!
It is not really possible to tell which insurance company is the best out of the ones mentioned above as you would have to experience their service first hand to make a choice. Always remember to choose an insurance company that offers fixed premiums on their insurance plans. You really do not want to be paying more and more every year for your car insurance. Make sure the premiums are fixed for a couple of years or so. Also remember to choose car insurance with perks such as roadside and medical assistance. For a couple of rand extra this perk could make a big difference in an emergency.