Car insurance is vital, especially considering that cars are one of the biggest expenses we will ever make in our lives. Car insurance helps you protect your vehicle from one of the many risks that exist out there. As you are driving, you have no way of knowing what could happen while on the road. Being prepared for the consequences of traffic accidents or even the theft of your vehicle is very important so that you do not lose your investment.
Financial Benefits
The number one reason to invest in car insurance is that you will not have to fork out money from your pocket when there has been an accident. The repairs cost a lot of money that could put you in some serious debt. If you have adequate car insurance, the insurance company can pay for all or some of the repair expenses and thus, giving you some relief from the full expense of paying for the repairs.
Peace of Mind 
There are many causes of accidents, for example: slippery roads when it is raining, bad driving by other people on the road and natural disasters. Whatever the reason for the accident, your insurance company should assist you in covering the expense of repairing or replacing your vehicle. Also, your insurance company should be able to pay for the other person or people involved in the accident if you were the cause of the accident.

Recovery Time

If you have car insurance, you can concentrate on your recovery after the trauma of being involved in a car accident or having to deal with a stolen vehicle. You will not have to worry about the expense of repairing your vehicle or replacing it because you your insurance company will take care of it. You can focus on your recovery and deal with the issue of your vehicle at a later time with your insurance company.